UP Gazette

Michigan lawmakers recently announced that they have conquered high car insurance rates amid the COVID-19 financial crisis, according to the Michigan House Republicans website.

Rep. Beau LaFave (R-Iron Mountain) says that Michigan's car insurance rates have been the highest in the country for nearly 50 years. He added that rate relief for Michigan drivers has finally arrived. 

"Earlier this month, our state said goodbye to its much-maligned no-fault system by gutting and replacing it with an improved structure that works for every driver no matter where they live," LaFave wrote on the Michigan House Republicans site.

Rep. Beau LaFave | Michigan House Republicans

From the beginning of his term, LaFave says that he promised his constituents that he would tackle insurance reform.

"When I was entrusted to serve as the voice of Delta, Dickinson and Menominee county families in Lansing, I made a promise that I would succeed where previous elected officials have failed: Sticking it to the powerful and wealthy special interests by tackling car insurance reform," LaFave wrote.

He says that cutting the price of car insurance was his "top priority." He made it his obligation when his constituents requested much-needed insurance reform. After many years of high rates, insurance is about to be much more affordable for Michiganders.

"This dismal reality has been all too common over recent years, but that is soon to change," LaFave wrote on his party's website.

LaFave highlighted a significant part of the new law that puts an end to the insurance companies' "price gouging" on medical services.

"The new law, now in effect, guarantees lower rates by giving drivers more choice on personal injury protection coverage, stopping price gouging on medical services for car accident victims, combating fraudulent claims and strengthening consumer protections," LaFave wrote.

LaFave says that the components of the new law were designed to "retain the nation’s best car insurance coverage while simultaneously providing drivers with more affordable options to best meet their budget needs."

Michigan motorists can get more information by visiting the user-friendly website ReduceMiRatesNow.

"I also encourage people to consult with a trusted insurance agent for further advice on choosing a coverage plan that is in the best interest of themselves and their families," LaFave wrote, according to Michigan House Republicans.